Information

0% Interest Payment Plan

Spread your Security+Plus plan cost over time with interest‑free payments. Exact term options are shown for each eligible plan at checkout and are based on your plan length and the vehicle’s original in‑service date.

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Customer Benefits

  • Interest‑free payments
  • No customer application fees
  • 100% pre‑approval — no credit checks and no waiting
  • Minimum 10% down payment at checkout
  • Automatic monthly charge to Visa, MasterCard, or Discover (draft date is assigned based on your order date)

Consumer Finance Program Guidelines

Eligibility: All Security+Plus and QualityGuard+Plus plans may be financed. (Maintenance Plus is not eligible.)

Purchaser Payment Method

Monthly billing to the purchaser’s debit/credit card (Visa, MasterCard, or Discover). You can manage payments at myspp.com. To update your payment method, call 800‑346‑5990.

Term Availability

Choose the 0% Installment term you’d like to use at checkout. Available terms depend on how much time will remain on the plan after purchase and will be shown automatically.

Remaining plan ≥ 48 months

Up to 24 months installments*

Remaining plan ≤ 47 months

Up to 18 months installments*

Remaining plan ≤ 24 months

Up to 12 months installments*


How It Works

  • At checkout, select 0% Installments. You’ll see the eligible terms for your plan.
  • We charge the 10% down payment at order. The remaining monthly installments are automatically draqfted until the balance is paid in full.
  • You can pay off the balance early at any time — no fees.
Check your VIN for plans & pricing

Questions about an existing plan or payment account? See the FAQ for support numbers.