Short answer: A Nissan Security+Plus deductible is what you pay toward a covered repair visit, with the plan covering the rest. You can choose a $0 deductible (nothing out of pocket at repair time, for a slightly higher plan price) or a $100 deductible (a lower plan price, and $100 per covered visit). Both are valid choices; the right one depends on how you would rather balance upfront cost against cost at repair time.
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How a deductible works
A deductible applies per covered repair visit, not per part. If a single visit repairs several covered components, the deductible is paid once for that visit, and the plan handles the rest of the covered cost. Repairs are completed at any authorized Nissan dealer by factory-trained technicians using genuine Nissan or Nissan-approved parts.
$0 deductible vs $100 deductible
- $0 deductible. You pay nothing toward a covered repair when you visit the shop. The plan price is a little higher in exchange for that certainty. This suits owners who want the simplest, most predictable experience, where a covered repair costs them nothing at the counter.
- $100 deductible. Your plan price is lower, and you pay $100 toward each covered repair visit. This suits owners who are comfortable with a small payment at repair time in exchange for paying less for the plan up front.
There is no universally correct choice. It comes down to whether you would rather pay a bit more now for zero cost later, or pay less now and a small amount per visit if and when you need a repair.
A simple way to decide
Think about how you would feel about a $100 charge during an unexpected repair. If you would prefer to never see a bill at the counter, the $0 deductible is worth the slightly higher plan price. If keeping the plan price as low as possible matters more, the $100 deductible does that while still protecting you from the large repair cost, which is the whole point of coverage. Either way, the deductible is small next to the four- and five-figure repairs a plan is designed to absorb.
Frequently Asked Questions
What is the deductible on a Nissan Security+Plus plan?
You can choose a $0 or $100 deductible. The deductible is what you pay toward a covered repair visit, with the plan covering the rest.
Is the deductible per visit or per part?
Per visit. If one repair visit covers several components, you pay the deductible once for that visit.
Is a $0 deductible worth it?
If you prefer to pay nothing at repair time and want the most predictable experience, yes. It costs a bit more up front in exchange for no cost at the counter.
Does the deductible apply to the included benefits?
The deductible applies to covered repairs. Benefits like rental-car coverage, towing, and trip-interruption reimbursement follow the terms in your plan documents.
Can I see my exact deductible options and price?
Yes. Enter your VIN for an instant quote and compare the $0 and $100 options for your vehicle.
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The easiest way to see how the deductible choice affects your price is to run an instant quote for your specific Nissan.